Sunday 17 May 2015

Online Shopping!

Online shopping and payment transfers can be fraught with danger, with a host of dodgy websites happy to take your money, or your money and your bank details and not deliver or those pesky spyware programmes that steal data from your computer before some enterprising little so and so hacks into your bank account for every last penny. Having had this happen three times now it is extremely stressful and scary and even though I do still shop online regularly, I do now have steps in place to hopefully prevent further attacks.

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One solution for me has to be secure money transfers, something I believe is essential for us bloggers, whether we are buying the latest cosmetics, paying for changes to our blog layouts or doing like I do a lot, buying obsure clothing from even more obscure countries for their other half!

Paypal is a pretty good tool which cuts out most middle-men and I find it incredibly easy to use but there is a whole universe of transfer methods available and I tend to use the app on my iPhone rather a lot.  There are also many from the branch of your own high street bank that allow you to transfer money directly to other bank accounts globally through a simple bank transfer. One such method is SWIFT Funds Transfer available to account holders of most banks. It allows account holders to make international payments in a range of currencies worldwide.

If you regularly make payments abroad and are looking for a better bank transfer service, why not take a look around, there are so many options out there where you may save yourselves a small fortune, especially when it comes to the currency conversion rates and fees being charged by your own bank.


There are also steps you can take to protect yourself online when you do shop and most of them are so simple and straightforward and know your consumer rights too, there are plenty of helpful websites such as this one which have lots of useful information.

SP
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