Sunday, 17 May 2015

Online Shopping!

Online shopping and payment transfers can be fraught with danger, with a host of dodgy websites happy to take your money, or your money and your bank details and not deliver or those pesky spyware programmes that steal data from your computer before some enterprising little so and so hacks into your bank account for every last penny. Having had this happen three times now it is extremely stressful and scary and even though I do still shop online regularly, I do now have steps in place to hopefully prevent further attacks.

Source
One solution for me has to be secure money transfers, something I believe is essential for us bloggers, whether we are buying the latest cosmetics, paying for changes to our blog layouts or doing like I do a lot, buying obsure clothing from even more obscure countries for their other half!

Paypal is a pretty good tool which cuts out most middle-men and I find it incredibly easy to use but there is a whole universe of transfer methods available and I tend to use the app on my iPhone rather a lot.  There are also many from the branch of your own high street bank that allow you to transfer money directly to other bank accounts globally through a simple bank transfer. One such method is SWIFT Funds Transfer available to account holders of most banks. It allows account holders to make international payments in a range of currencies worldwide.

If you regularly make payments abroad and are looking for a better bank transfer service, why not take a look around, there are so many options out there where you may save yourselves a small fortune, especially when it comes to the currency conversion rates and fees being charged by your own bank.


There are also steps you can take to protect yourself online when you do shop and most of them are so simple and straightforward and know your consumer rights too, there are plenty of helpful websites such as this one which have lots of useful information.

SP

24 comments:

  1. I always use Paypal online, makes me feel uneasy doing any other kind of payment!

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  2. That is so true, we have to be so careful. I try my best too to not use it a lot online but if I do is very carefully!

    myunsettlinglife.co.uk

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  3. It's good to know that there are alternatives to Paypal

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  4. Paypal seem to think they own the online payment world, it's good to know there are alternatives!

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  5. I use paypal when sending money as I know I am protected but its good to know there are other options which are safe too

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  6. I like Paypal for its simplicity but not for how they take a chunk of fees.

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  7. I have to admit for online shopping I tend to stick to big, well-known companies and I make sure I never use my debit card.

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  8. I always use Paypal where I can, it's just easy to use and you're covered if anything goes wrong xx

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  9. I've never heard of Swift before, but I swear by PayPal. They've been fab when goods haven't turned up in the past. And the one time they thought I'd been hacked they got in touch straight away :)

    Louise x

    With love from Lou

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  10. I have a credit card with just a small limit for online shopping x x

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  11. I have to admit I try and use paypal as much as I can these days - online shopping is such a big thing these days it's so important to try and be careful.

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  12. This is true, you have to be careful and to buy only from serious websites and also to put a a limit for online shopping.

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  13. I usually use paypal too - but interesting to hear there are other secure methods.

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  14. good to know there are other methods , I too tend to use paypal

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  15. Its a great post. I use paypal for most of my shopping

    Laura
    Pink Frenzy

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  16. I use a few different methods when purchasing online but PayPal is great to use wherever I can as I know I am protected. It is great to hear about the other secure methods!

    Sophia Meola | A Beauty, Fashion & Lifestyle Blog

    xx

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  17. I use Paypal whenever I can when paying online, I do sometimes worry about paying online though.

    Sophie
    xx
    www.pocockins.co.uk

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  18. I prefer bank transfers as it cuts out the fees

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  19. I use paypal or bank transfers. We are pretty careful

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  20. I normally use Paypal - I am so careful about sending or spending money online.

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  21. It's happened to you three times? That's awful. I use paypal too most of the time but not always, although I'm usually careful about the websites I use.

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  22. PayPal is my hero! .. i would be last these days without it

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  23. I had problems with paypal when my account was hacked. Wasn't their fault it was mine and dodgy fake email but there you go. Scary stuff thanks for this, very informative

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  24. I use paypal wherever I can, so much easier

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